Loan Eligibility
1. Students must apply for financial aid using the Free Application for Federal Student Aid (FAFSA). Estrella Mountain's Federal School Code is 031563. The Federal School Code for the Southwest Skill Center is E00965.  Be sure the correct school code is on the application, this will ensure the application information is sent to the correct school

2. The student must complete their financial aid file by returning all requested documents to the financial aid office.  The school will notify the students of the documents needed.

3. The student must not be in default on prior student loans or owe federal grant repayment. 

4. After the loan is awarded and guaranteed,  the student will need to complete their Master Promissory Note (MPN).  The MPN cannot be completed until the school has certified the loan. 

Remember - your loan will be divided into two disbursements.  One will come toward the beginning of the loan period or semester and the one will arrive approximately half-way through the loan period.  If you are a freshmen who has not borrowed at EMCC and who has not completed at least thirty credits hours, your loan cannot be disbursed until thirty days into the semester.

Student have the right to borrow from any lender that they choose. The lenders have been featured for their customer service, borrower benefits, competitive interest rate and local service representation. If you have additional questions, please contact the Estrella Mountain Community College financial aid office.