Successful Money Management
Achieving financial success depends upon the actions you take today! In three informative sessions, the Successful Money Management course will introduce you to the key concepts and practices of wise money management. Decide what you want to do today, where you want to go, and take control of your financial future. You may bring a guest for no additional fee, but they must be registered.
Cost $59 Gold and Associates
Wednesdays (3 sessions) 9/10 - 9/24
7:00 pm - 10:00 pm 470-10005, 25688
Register a friend for free 470-10006, 49687
How to Build Real Wealth through Debt Elimination
Workshop designed for people who want to build real wealth and achieve financial freedom by eliminating debts. Learn to pay off your credit cards and other loans including your mortgage in 10 years or less! Do all this with your current income! Bring your list of debts, calculator and pencil and develop your personal debt payoff schedule.
Supply Fee $10, payable to instructor on first day of class
Cost $29 J. Young
Tuesday (1 session) 10/7
6:00 pm - 9:00 pm 470-10001, 25683
Register a friend for free 470-10002, 49689
Making Sense of Investing
If you don't know a CD from a CMO or an IRA from a 401k, you won't want to miss this seminar. You will receive an introduction to many investment options, including CDs, municipal, government and corporate bonds, mutual funds, stocks, retirement planning tools, and much more. A lesson in how to assess your current financial situation, set financial goals, and develop an investment plan to meet those goals. Don't miss this opportunity to learn how proper investing can change your financial future.
Supply Fee $10, payable to instructor on first day of class
Cost $39 J. McDonald
Tuesday (6 sessions) 9/9 -10/14
6:00 pm - 8:00 pm 470-10004, 49691
Supply Fee $10, payable to instructor on first day of class
Cost $39 J. McDonald
Tuesday (6 sessions) 11/4-12/9
6:00 pm - 8:00 pm 470-10004, 49692
*Class dates and times are subject to change, please call 623-535-2800 for confirmation*
Making Sense of Annuities
Annuities are great investment tools for growing your investment dollars tax-deferred. It guarantees your principal is safe, offers the stability of a fixed rate, or the flexibility and opportunity of a growing income. Come join us for an informational workshop where we will explore the different opportunities annuities can offer, and if they are a good fit for your portfolio.
Cost $19 J. McDonald
Tuesday (1 session) 10/21
6:00 pm - 8:30 pm 470-10016, 40824
Cost $19 J. McDonald
Tuesday (1 session) 12/16
6:00 pm - 8:30 pm 470-10016, 49693
Perfect Credit: How To Get It, Keep It, and Protect It.
In today's credit driven society, your credit score means everything. Whether you're buying a home or car, or simply applying for a job, your credit rating tells a great deal about you. What is my credit score? What affects my credit score? How do the big banks and others view me? Maybe you've never had credit before and want to get it established. Perhaps you've come out of a major life change (bankruptcy, divorce, foreclosure, etc.) and you need to start over. Or maybe you want to just make your credit better than what it is. This class is just for you. Having reviewed thousands of credit reports, Certified Mortgage Planner Samuel Melvin will guide you through the in's and out's of the credit maze and guide you on the pathway to Perfect Credit.
Cost $29 S. Melvin
Mondays (1 session) 6:30pm - 8:00pm
9/8 470-10017, 49695
10/6 470-10017, 49697
11/3 470-10017, 49698
12/1 470-10017, 49699
The In's and Out's of Reverse Mortgages
With the growing senior population, Reverse Mortgages have become a viable option for senior homeowners as part of their retirement plan. Designed for the senior homeowner and/or their responsible loved ones, financial advisors, and attorneys, this class will guide you through the in's and out's of Reverse Mortgages. Join Certified Mortgage Planner Samuel Melvin as he discusses the basic features of the Reverse Mortgage, the differences between Reverse Mortgages and regular mortgages, the most common myths and questions about the Reverse Mortgage, and the most common uses of the Reverse Mortgage. Come and learn how the FHA-insured Reverse Mortgage can enhance your retirement and standard of living.
Cost $29 S. Melvin
Wednesdays (1 session) 10:00am - 11:30am
10/15 470-10014, 49700
11/12 470-10014, 49701
*Class dates and times are subject to change, please call 623-535-2800 for confirmation*
Last Chance Millionaire
Are you planning YOUR retirement, or Uncle Sam's? Developed by best-selling author and financial expert Douglas Andrew, the Missed Fortune True Wealth Transformation lays out principles that will free you from common money traps and empower your future. You will learn how to plan for YOUR retirement, not Uncle Sam's. You will learn how to withdraw up to $60,000 annually from your IRA or 401(k) with NO TAX CONSEQUENCE, find the right TAX-FREE retirement vehicles, and put your equity to work for YOU.
Cost $29 S. Melvin
Tuesdays (1 session) 6:30pm - 8:00pm
9/23 470-10018, 49702
10/21 470-10018, 49703
To Refinance or Not To Refinance: That is the Question
Learn the pros and cons of refinancing your mortgage. Determine the best strategy that makes sense for you. Even if you're credit has worsened or you're upside down, there's still a way out. Learn the newest products and strategies and put your plan into action. Learn the latest trends and statistics, and find out how you can make the best of your financial future.
Cost $29 S. Melvin
Thursdays (1 session) 6:30pm -- 8:00pm
9/25 470-10019, 49704
11/13 470-10019, 49705
Patrick E. Bertenshaw is a CERTIFIED FINANCIAL PLANNERTM and a well known speaker, educator and author in the field of financial planning and investment management for retirees.
You May Live to 100: Will Your Nestegg?
What plan do you have in case you live 30 years past the day you retired? Do you have enough money to maintain a secure, independent and enjoyable lifestyle? If you're concerned that inflation, market volatility and unforeseen expenses may cause your investment portfolio to fail to meet your standard of living, please join us for this fun and educational class. It will teach the strategies that can help you maintain your financial independence and security for a lifetime.
Cost $19 P. Bertenshaw
Tuesdays (3 sessions) 3:00 pm - 4:30 pm
10/21 - 11/4 470-10020, 49706
Home Equity Management 101
Most Americans largest asset is their home. And most Americans nest egg consists of the equity they have built up in their home through appreciation and paying down their mortgage. Most people believe as their home goes up in value they are earning a return on that money, and that their money is safe and liquid. They couldn't be more wrong. Go ahead, talk to your neighbors and friends and ask how much of their home equity (and net worth) has vanished in the last 18 months.
This course will show you:
- How to keep your largest asset liquid
- Protect your home equity from ever being lost
- Earn a rate of return on the lazy, idle dollars trapped in your home
- Use otherwise payable tax dollars to earn YOU money
- Significantly enhance your net worth
After all, could Bill Gates pay cash for his 65 Million dollar home? We all know the answer is yes. Then why does he have a 60 Million dollar Mortgage? Come and learn.
Cost $29 D. Page
Thursdays (1 session) 7:00 pm - 8:30 pm
9/25 470-10021, 49707
10/23 470-10021, 49708
11/20 470-10021, 49709
12/11 470-10021, 49710
*Class dates and times are subject to change, please call 623-535-2800 for confirmation*
