Finance

*Class dates and times are subject to change, please call 623-535-2800 for confirmation* 

Successful Money Management

Achieving financial success depends upon the actions you take today! In three informative sessions, the Successful Money Management course will introduce you to the key concepts and practices of wise money management. Decide what you want to do today, where you want to go, and take control of your financial future. You may bring a guest for no additional fee, but they must be registered. No classes held the week of spring break – March 16^th through March 22^nd.

Saturdays (3 sessions)  7:00 pm – 10:00 pm

COMM_ED470-10005    Gold and Associates

44586   2/21 – 3/7          Cost $59

COMM_ED470-10006    Gold and Associates

44588   2/21 – 3/7                 Register a friend for free 

Mondays (3 sessions)   7:00 pm – 10:00 pm

COMM_ED470-10005    Gold and Associates

46399   3/9 – 3/30          Cost $59

COMM_ED470-10006    Gold and Associates

46401   3/9 – 3/30          Register a friend for free 

Wednesdays (3 sessions)          7:00 pm – 10:00 pm

COMM_ED470-10005    Gold and Associates

46400   4/22 – 5/6          Cost $59

COMM_ED470-10006    Gold and Associates

46402   4/22 – 5/6          Register a friend for free 

How to Build Real Wealth through Debt Elimination

Workshop designed for people who want to build real wealth and achieve financial freedom by eliminating debts.  Learn to pay off your credit cards and other loans including your mortgage in 10 years or less! Do all this with your current income! Bring your list of debts, calculator and pencil and develop your personal debt payoff schedule.

Supply Fee $10, payable to instructor on first day of class

Tuesday (1 session)      6:00 pm - 9:00 pm

COMM_ED470-10001    J. Young

44590   2/3        Cost $29

COMM_ED470-10002    J. Young

46266   2/3        Register a friend for free        

Making Sense of Investing

If you don’t know a CD from a CMO or an IRA from a 401k, you won’t want to miss this seminar. You will receive an introduction to many investment options, including CDs, municipal, government and corporate bonds, mutual funds, stocks, retirement planning tools, and much more. A lesson in how to assess your current financial situation, set financial goals, and develop an investment plan to meet those goals. Don’t miss this opportunity to learn how proper investing can change your financial future.  

Supply Fee $10, payable to instructor on first day of class

Tuesday (6 sessions)     6:00 pm – 8:00 pm

COMM_ED470-10004    J. McDonald

46262   2/3 - 3/10          Cost $39

46263   3/24 – 4/28        Cost $39 

Making Sense of Annuities

Annuities are great investment tools for growing your investment dollars tax-deferred. It guarantees your principal is safe, offers the stability of a fixed rate, or the flexibility and opportunity of a growing income. Come join us for an informational workshop where we will explore the different opportunities annuities can offer, and if they are a good fit for your portfolio.

Tuesday (1 session)      6:00 pm – 8:30 pm

COMM_ED470-10016    J. McDonald

46265   5/12      Cost $19 

Perfect Credit: How To Get It, Keep It, and Protect It.

In today's credit driven society, your credit score means everything. Whether you're buying a home or car, or simply applying for a job, your credit rating tells a great deal about you. What is my credit score? What affects my credit score? How do the big banks and others view me? Maybe you've never had credit before and want to get it established. Perhaps you've come out of a major life change (bankruptcy, divorce, foreclosure, etc.) and you need to start over. Or maybe you want to just make your credit better than what it is. This class is just for you. Having reviewed thousands of credit reports, Certified Mortgage Planner Samuel Melvin will guide you through the in's and out's of the credit maze and guide you on the pathway to Perfect Credit.

Mondays (1 session)     6:30pm – 8:00pm

COMM_ED470-10017    S. Melvin

46418   2/9        Cost $29

46419   3/9        Cost $29 

The In's and Out's of Reverse Mortgages

With the growing senior population, Reverse Mortgages have become a viable option for senior homeowners as part of their retirement plan. Designed for the senior homeowner and/or their responsible loved ones, financial advisors, and attorneys, this class will guide you through the in's and out's of Reverse Mortgages. Join Certified Mortgage Planner Samuel Melvin as he discusses the basic features of the Reverse Mortgage, the differences between Reverse Mortgages and regular mortgages, the most common myths and questions about the Reverse Mortgage, and the most common uses of the Reverse Mortgage. Come and learn how the FHA-insured Reverse Mortgage can enhance your retirement and standard of living.

Wednesdays (1 session)            10:00am – 12:00pm

COMM-ED470-10014     S. Melvin

46420   2/11      Cost $29

46421   3/11      Cost $29 

To Refinance or Not To Refinance: That is the Question

Learn the pros and cons of refinancing your mortgage. Determine the best strategy that makes sense for you. Even if you're credit has worsened or you're upside down, there's still a way out. Learn the newest products and strategies and put your plan into action. Learn the latest trends and statistics, and find out how you can make the best of your financial future.

Thursdays (1 session)    6:30pm -- 8:00pm

COMM_ED470-10019    S. Melvin

46422   2/24      Cost $29

46423   4/21      Cost $29 

Home Equity Management 101

Most Americans largest asset is their home. And most Americans nest egg consists of the equity they have built up in their home through appreciation and paying down their mortgage. Most people believe as their home goes up in value they are earning a return on that money, and that their money is safe and liquid. They couldn’t be more wrong. Go ahead, talk to your neighbors and friends and ask how much of their home equity (and net worth) has vanished in the last 18 months. This course will show you: How to keep your largest asset liquid; Protect your home equity from ever being lost; Earn a rate of return on the lazy, idle dollars trapped in your home; Use otherwise payable tax dollars to earn YOU money; Significantly enhance your net worth. After all, could Bill Gates pay cash for his 65 Million dollar home? We all know the answer is yes. Then why does he have a 60 Million dollar Mortgage? Come and learn.

Thursdays (1 session)    7:00 pm – 8:30 pm

COMM_ED470-10021    D. Page

46424   2/26      Cost $29

46425   3/26      Cost $29

46426   4/30      Cost $29