Financial Aid

Frequently Asked Questions

You complete your application electronically by accessing the Free Application for Federal Student Aid (FAFSA) on the web at www.fafsa.ed.gov. Be sure to use the federal school code 031563 for both Estrella Mountain Community College and the Southwest Skill Center. It is also recommended that the IRS Data Retrieval Tool be used when completing the FAFSA application. Generally within 5-7 days after you have submitted your FAFSA with all required signatures, it is sent to the school. If additional documents are required from the student, please understand additional processing time is required. Depending on the time of year and the number of financial aid applicants, the processing time may be anywhere from three to 15 business days. Students should always plan ahead and submit paperwork as early as possible. This applies to all types of forms, Federal Financial Aid forms, scholarship forms, public assistance forms etc...

A new FAFSA must be submitted for every new academic year. The new year for Estrella Mountain Community College begins in every fall semester. Every student should complete the FAFSA form as soon as possible after January 2nd of the calendar year they plan to attend college.

When completing the FAFSA application there is an option to retrieve tax information directly from the IRS by using the IRS Data Retrieval Tool. If the retrieval is used it is advised to go over the information that is retrieved to verify that it is accurate. Generally, you will need federal tax return (IRS 1040, 1040A, or 1040 EZ). You may also want to have your W-2 forms and any other records of money earned in the tax year you are using to complete the FAFSA. This would include records of untaxed income. You may also need to use current bank statement, business or farm records and any records of stocks, bonds or other investments etc...

It is the student's responsibility to check their financial aid status on the my.maricopa.edu online system regularly. You can view missing financial aid documents (under your "To Do" list or the "Message Center"), see if you've been awarded financial aid (click on the "View Financial Aid" link toward the bottom of the page), review your charges, etc. Students must submit all information requested to complete their financial aid file. Federal Financial Aid and/or scholarship awards may hold your enrollment in classes at EMCC.

You must notify our office if you are receiving awards or benefits not listed in your "Award Summary", or if you need to reduce and/or decline any loan(s).

You will be able to view awards on your my.maricopa account, click on View Financial Aid OR your my.maricopa account will detail any required additional documentation. You need to respond to our office with this documentation to have your file completed. After your file is complete, you will be awarded and the award amount will be posted on my.maricopa.edu in the "View Financial Aid" link.

Entrance Counseling and Master Promissory Note - If you wish to pursue a loan through the Direct Loan Program, you must complete Entrance Counseling and a Master Promissory Note, if you have not already done so.

If you receive financial aid and do not attend classes, Federal regulations may require you to repay some or all of the money you receive. It is your responsibility to officially withdraw from classes through Enrollment Services and to review the refund policies if you do not attend. See below for Book Charge & Financial Aid Disbursement Information or view it on the "Book Advances and Check Disbursements" link.

Note the following important information:
Federal financial aid may only be received from one institution for the same period of enrollment. Should your award include a loan, you have an obligation to repay those funds, even if you withdraw from your course(s) Students are expected to understand their responsibility in regard to the Satisfactory Academic Progress (SAP) requirements for federal financial aid recipients. Failure to maintain SAP may result in withholding or cancelling part or all of your financial aid awards. All awards are subject to review and/or modification based on changes in eligibility, academic status, failure to comply with federal/state laws/regulations and/or college policies, and etc. For assistance logging into my.maricopa.edu, please call 1 888 994 4433 or go to Setting Up Your Online Student Center.

See Book Advances/ FA Disbursement Section here.

You will be considered for Pell Grant when you take one (1) or more credit hours. To be considered for other campus based grants you will be considered when you take six (6) credit hours or more. To be considered for Federal Loans you need to be in six (6) or more credit hours.

Students who are awarded aid before the census date cannot have their Pell Grant increased for classes that are added after the census date for that term. This applies to students adding classes at EMCC or turning in consortium agreements for classes taken at other colleges.

In order to be eligible for the Pell Grant for the classes, the student must be registered by the census date or the Financial Aid office must have a completed the consortium agreement by the census date. Students who apply for aid after the census date will have their Pell Grant awarded based on the number of credit hours they have when their Financial Aid application is complete.

Students attending two schools in the same enrollment period must inform both Financial Aid Offices at each school. Students cannot receive funds at both schools. In some instances, it is possible for one school to fund enrollment for classes at the other school. To determine eligibility, complete the Consortium Agreement Form.

Your financial aid must be processed at the college where you plan to receive your degree or certificate and are attending more than 50 percent of the credits for that term. You also need to be taking at least six credit hours per term at the school that awards your aid.

The courses you take at the other school need to be 100 or 200 level courses and count toward your degree. Students who are awarded aid before the census date cannot have their Pell Grant increased for classes that are added after the census date for that term. This applies to students adding classes at EMCC or turning in consortium agreements for classes taken at other colleges.

In order to be eligible for the Pell Grant for the classes, the student must be registered by the census date or the Financial Aid office must have a completed the consortium agreement by the census date. Students who apply for aid after the census date will have their Pell Grant award based on the number of credit hours they have when their Financial Aid application is complete. The course work at the host institution may not overlap the end date of the prior term or start date of the subsequent term at the home school.

Upon receipt of funds, awards are credited toward any tuition and fees that you owe the college. Federal Work Study earnings are paid every two weeks for hours worked. All aid disbursements are handled by Enrollment Services. You now have the choice to receive your refunds to an existing bank account via electronic funds transfer (EFT) or to a personalized Discover® prepaid debit card issued by My Money Network® through the Maricopa Student Refund Program (MSRP)! This great new program is intended to give students faster and more convenient access to their financial aid disbursements and tuition and fee refunds. Specific information can be found under the "Important Dates - FA Disbursements, Book Charge, Tuition, etc" section of this website.

  • You must be over 16 years old and not concurrently enrolled in high school, an elementary or secondary program or taking college credit to earn a high school diploma or GED.
  • You must have a high school diploma or GED
  • Be a U.S. Citizen, U.S national or permanent resident of the U.S. as verified through your FAFSA.
  • You must be enrolled in a degree or eligible certification program at Estrella Mountain Community College and this information must be documented in your my.maricopa.edu account. If the information listed in your my.maricopa.edu account is not accurate, contact Enrollment Services at 623 935 8888.
  • You cannot be in default on a federal loan or owe a repayment of a federal grant.
  • If required, you must be registered with selective service.
  • You must maintain satisfactory academic progress as outlined in Estrella Mountain's "Standards of Academic Progress for Financial Aid Eligibility."
  • You must have not been convicted of certain drug related crimes.

To apply for scholarships, please visit the "Scholarships" webpage for a listing of scholarships currently available. The scholarship webpage also provides links to outside search engines to assist you in using the internet to locate additional scholarships. Scholarships can also be found on the Maricopa Community Colleges Foundation website: https://mcccdf.academicworks.com